Legal

Terms of Service

⚠️ Draft text — subject to legal review and completion of company details before public launch.

These terms govern the use of the k-ins.bg website, operated by K·INS [legal entity, company ID].

Nature of the information

The content of this site is informational and does not constitute insurance advice, an offer or a recommendation of a specific product. Specific terms are agreed individually with our broker.

Offer requests

Requests submitted through the site do not constitute an insurance contract, an offer or a binding proposal. Specific terms and premiums are provided by the broker after reviewing the submitted details and depend on the terms of the respective insurer.

Intellectual property

The content of this site — texts, design, logo and images — is the property of K·INS and may not be reproduced without permission.

Governing law

Bulgarian law applies to matters not covered herein. Disputes are resolved by the competent Bulgarian court.

Last updated: August 2026.